North Carolina boasts the second lowest mortgage closing costs in the United States, says a survey released Monday by Bankrate.com.

The study found that on a $200,000 loan, North Carolina homebuyers pay an average of $3,255 in closing costs – $1,476 in origination fees charged by the lender and $1,779 in average title and third-party fees.

North Carolina, Arkansas and Iowa are the only three states with average closing costs at least 25 percent below the national average of $3,741.

Closing costs in New York easily are the country’s highest, at $5,623. Texas is second, at $4,708, followed by Utah.

Source: The Business Journal of the Greater Triad Area